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Sunday, September 13, 2009

Don’t keep records

Don’t keep records

Although you might have a number of cards and it might be hard to remember the PINs for all of them, make sure that you don’t write down the number anywhere at all, especially on your person. If you have your PIN written down then you are more likely to have the number stolen.

Change it regularly

Although many people keep their PIN the same for years, this can be dangerous. In order to keep your card secure you should regularly change your PIN. This means that even if your PIN is found out, the thief will not be able to use the card for a long time. Changing your number every few months is a sensible idea.

Destroy documents

When you first receive your PIN through the post, you should learn the number quickly and then destroy the document. If the letter looks to have been tampered with then you should immediately request a new number. Once you have the number learnt you should go to a cash machine and change the number to something you can easily remember, although avoid numbers that are obvious like 1234 or 0000.

Report anything suspicious

If you believe your PIN might have been stolen or intercepted, then you should report this immediately. Even if it has not been stolen, it is better to get a new PIN from your bank than run the risk of having your money used illegally. As long as you are sensible with your PIN and take precautions, your card should remain secure and safe.

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